Workers’ comp is designed to compensate you for an on-the-job injury that prevents you from performing your normal duties. This can help you stay afloat while you recover, and may also be essential if your injury sidelines you for a year or more. If you’re injured on the job, and you’re having a difficult time obtaining your workers’ comp benefits, workers’ comp lawyers can help you resolve your issue.
At Rosner Law Offices, P.C., we think you should understand the basics of the workers’ comp system in New Jersey, so that you are better able to protect your rights. Let’s take a look at the five most important things you should know.
5 Things You Should Know About Workers’ Comp In New Jersey
You already know that worker’s comp covers you if you are hurt on the job, but there are five other important things you should know about this system, including:
- It’s a no-fault insurance – This means that you are still entitled to receive benefits even if you caused the accident that led to your injury on the job.
- If you sustain a permanent injury, even a minor one, you may be entitled to collect additional benefits for the permanent injury to your body part or person. This is why you should retain an attorney who is experienced with handling claims like these. At Rosner Law Offices, P.C., we provide a free consultation on all potential workers compensation cases. You can contact us at 856-692-6500 to schedule your free consultation.
- You Can’t File a Lawsuit For Pain and Suffering Or Other Damages – Because workers’ comp in New Jersey pays you benefits regardless of who was at fault, you can’t file a civil suit for pain and suffering unless you can prove that your injury was caused by an intentional act that would make your employer liable, by someone not employed by your employer, or a defective product or machine that was maintained by another company.
- It pays out death benefits – If someone you love was injured on the job and later died from those injuries, workers’ comp would pay death benefits to that person’s dependents.
- Your employer can select your doctor – The New Jersey workers’ comp law allows your employer or your employer’s insurance company to select the doctor who will treat your injury. This means you may not be able to see your private physician for your work-related injury.
In a worker’s compensation claim, if you and your employer’s insurance company disagree about your benefits, you must file a Claim Petition within the Division of Worker’s Compensation, which is responsible for the workers compensation court system in NJ. This must be done within two years of the date of your accident. We strongly advise you to hire an experienced workers compensation attorney if you feel the insurance company is not being reasonable.
Contact a New Jersey Workers’ Comp Attorney For Help With Your Claim.
The team at Rosner Law Offices, P.C. has been handling workers compensation cases through the New Jersey workers’ comp system for many years. If you need to hire experienced workers’ comp lawyers, our firm is the right choice for you. Please contact us today at 856-692-6500 to schedule your free consultation.