What Can I Do When an Insurance Company Denies My Whiplash Claim?

According to the National Safety Council, 4.5 million people were injured in car accidents in 2017. Those injuries ranged from minor broken bones and road rash to more serious and life-threatening brain injuries.

However, one of the most misunderstood and ridiculed injuries is whiplash. While you may have seen whiplash on TV shows as the punchline of a joke, in reality, it is no laughing matter.

Whiplash injuries are some of the most painful and debilitating injuries that can occur during car accidents. Sadly, these injuries can result in a lifetime of pain, stiffness, and decreased mobility. This can make it difficult for whiplash victims to maintain employment, enjoy their lives, and remain active.

Even worse, insurance companies are skeptical of whiplash injury claims and often deny paying whiplash victims what they deserve after a serious accident.

When an Insurance Company Denies a Whiplash Claim

If the insurance company is denying your injury claim, it is important to speak to an experienced and skilled New Jersey car accident lawyer immediately. A whiplash claim is often met with scrutiny and adjusters are leery of these injuries.

The reason for this skepticism is because unlike other types of injuries, whiplash injuries are often difficult to diagnose. There are no definitive tests that can prove an accident victim sustained a whiplash injury. Even worse, these injuries can take days and even weeks to become fully apparent.

Your attorney will need to build a solid case proving that your whiplash injury is valid and has resulted in damages. To do this, your lawyer may need to interview medical experts, examine your medical records, and even compile evidence that your injury has resulted in a decreased quality of life and suffering.

When seeking compensation from the insurance company, your lawyer may decide to draft a demand letter to help you make a more formal claim for compensation. This demand letter will outline your injuries and the dollar amount of damages you’ve suffered. It may be sent along with proof of injuries and copies of medical examinations.

If the insurance company has a formal appeals process, your attorney may choose to enter into negotiation, arbitration or mediation to resolve the matter. New Jersey requires insurers to provide a formal appeals process for all denied claims.

Depending on your situation and circumstances, you and your attorney may choose to file a personal injury lawsuit against the negligent party and the insurance company.

Your New Jersey car accident attorney can help you examine all of your legal options after your claim has been denied, so you can choose the one that is best for you.

Have You Been Injured in a New Jersey Car Accident?

If you or someone you love has suffered a whiplash injury in an accident, your initial claim may be denied by the insurance company. When this occurs, we can help. To learn more about your rights, call the Vineland, New Jersey car accident attorneys at Rosner Law Offices, P.C. today for a free initial consultation and review of your potential case. Contact us at (856) 502-1655 or fill out our confidential contact form. Our office is conveniently located in Vineland, New Jersey, so we are there when you need us. Call today!

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