South Jersey Workers’ Compensation Law Firm
Advocating for Workers Injured on the Job in South Jersey
Getting hurt on the job can be a scary and overwhelming experience. Any type of personal injury has the potential to take you away from work. However, when your injury happens at work, it is normal to wonder if your career is in jeopardy. Will you be able to continue your employment? Will you be able to cover your medical expenses? These are just some of the questions you may have after a serious workplace accident.
At Rosner Law Offices, P.C., we are a South Jersey workers’ compensation law firm with a long history of helping workers and their families. We assist hard-working people in a variety of occupations and industries. If you recently suffered a work-related injury, we will help you understand your rights. Whether you need to file a new workers’ compensation claim or fight a denial of benefits, we can advocate on your behalf.
How We Help Our Workers’ Compensation Clients
When you choose to work with Rosner Law Offices, P.C. you will have a team of professionals on your side who have successfully recovered $100 million for our clients across a variety of cases. Our South Jersey workers’ compensation law firm can help you obtain the best result possible under the law.
Below are a few ways we help our clients seek the compensation they deserve.
- Free Consultation to Meet Our Team. Our law firm offers free consultations for individuals in the South Jersey area. This is an opportunity for you to meet our legal team and allow us to review your potential workers’ compensation claim. For your safety and convenience, we can use online meeting applications like Zoom.
- Our Client-Comes-First Philosophy. Our client-comes-first philosophy means that we get to know our clients and understand their individual needs. This helps us obtain the best result possible under the law.
- Devoted and Aggressive Litigators. As committed advocates for workers’ rights, our attorneys are devoted to helping our clients obtain the workers’ compensation benefits they deserve. We are also aggressive litigators who seek the maximum compensation for our clients.
Request a Free Consultation. Our Legal Team Welcomes Your Call.
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Workers’ Compensation Benefits in New Jersey
Workers’ compensation benefits protect both the worker and the employer. After an accident, the injured worker is entitled to receive benefits quickly to offset the costs of medical expenses, as well as a portion of their lost wages. He or she will not have to prove negligence or establish fault in most cases. The injured worker can usually collect these benefits even if he or she is to blame for the accident. The employer, however, is protected from litigation and lawsuits.
If you are injured in a workplace accident, you are entitled to receive specific benefits including:
Under the New Jersey Workers’ Compensation system, medical benefits cover all medical treatment that is necessary to “cure and relieve” the workplace injury. This includes treatment in emergency care and rehabilitation. However, your employer and their insurance carrier have the right to select your health care providers. You will want to ensure that your physician is authorized to provide treatment in order to receive these benefits.
Temporary Disability Benefits
If you are unable to work due to a workplace injury or illness, you are entitled to collect a portion of your lost wages or temporary disability benefits. The amount you are owed is based on 70% of your average weekly wage, including:
In 2018, injured workers were entitled to receive a minimum of $241 a week and a maximum of $903 in lost wages benefits. You lose this benefit once you return to work or once you are said to have reached maximum medical improvement.
Permanent Disability Benefits
If you are disabled due to a workplace accident, you are also entitled to permanent disability benefits. The amount of benefits you would be eligible for depends on the area of your body that is disabled and the degree of the impairment.
Permanent Total Disability
If your injury renders you unable to work in any capacity, then you would qualify for permanent total disability benefits for life. However, Social Security or other types of disability benefits may reduce the amount of benefits you are eligible to receive. You may be able to receive these benefits monthly or as a lump sum payment.
Permanent Partial Disability
If your injury results in a partial disability, you are eligible to collect specific benefits for the loss of that percentage of function. Your doctor will determine the amount of disability you now face as the result of your injury. Then you would be eligible to receive benefits for a specific amount of time based on the percentage of loss of function you suffered. This is based upon New Jersey’s Schedule of Disabilities.
For example, if you suffered a permanent injury to your hand and your doctor determines that you are 10% disabled in that hand, you would receive benefits for 24.5 weeks. In contrast, if you are 25% disabled in your back, you would receive benefits for 150 weeks.
If a loved one dies in a workplace accident, the New Jersey Workers’ Compensation system provides the worker’s dependents with death benefits, including payment of burial costs.
Filing a Workers’ Compensation Claim in NJ
To obtain the benefits to which you are entitled by New Jersey law, you must follow specific steps:
- Seek Medical Attention Immediately. After a workplace accident, many injured workers fail to seek medical attention. Failing to report your injury can have disastrous consequences. Suppose you were injured on Friday at work but waited until Monday to seek medical attention and notify your employer. Your employer’s insurance company may deny your claim by asserting that you may have been injured over the weekend instead of “on the job.”
- Tell the Doctor About Your Workplace Injury. Be sure your doctor notes in your chart that you were injured at work. This is often a critical step to filing a workers’ compensation claim.
- Report Your Injury to Your Employer. You should report your injury to your employer as soon as you are able. While you have 90 days to report this injury, failure to report it quickly can result in your claim being denied or unfairly scrutinized. Ideally, you want to provide this notice in writing with the date and time of the injury clearly marked. Submit this report to your boss, supervisor, or manager and always keep a copy for your records.
- Check on the Status of Your Claim. Once you submitted a notice of injury to your manager, your employer must file a First Report of Injury form with the New Jersey Division of Workers’ Compensation within 21 days of your notice. Check on the status of this report and ensure that your employer is doing their part.
- Receive Benefits. If your claim is accepted, you should begin receiving your benefits quickly. If accepted, your employer will pay for all of your medical expenses and the lost wages you are entitled to receive.
- Claim Denied. If your claim is denied at this stage, it is important to speak to an experienced New Jersey workers’ compensation lawyer immediately. Your lawyer will either need to file a formal Claim Petition or apply for an informal hearing to have your claim reviewed. All informal hearings are reviewed by a Judge of Compensation and are scheduled within a few weeks. With formal Claim Petitions, however, it can take up to six months to schedule a hearing. You typically have two years from the date of your injury to file a Claim Petition, but different deadlines can apply, depending upon your individual circumstances. This is why it is critical that you speak to an experienced New Jersey workers’ compensation lawyer as soon as possible.
- Appeal Decision. If you disagree with the Judge’s ruling on your Claim Petition, you have a right to appeal the decision. Your workers’ compensation attorney can help you review all of your legal rights and protect your future during this time.
Make Workers’ Compensation Work for You
The workers’ compensation system may sound simple in theory, but in practice, it is often much more complicated than people expect. There are strict rules that must be followed throughout the process, including for:
- Notifying your employer of an accident,
- Filing your claim and
- Pursuing medical treatment.
If you fail to follow the rules, you could hurt your case or miss out on important benefits.
It is also important to understand that insurance companies are the ones who handle workers’ compensation claims. In most cases, an injured worker will submit a claim to the employer’s workers’ compensation insurance carrier. Like any other for-profit business, these insurance companies make more money when they deny benefits or pay out as little as possible. They have a powerful incentive to minimize the value of your claim or to deny it outright.
Our South Jersey Workers’ Compensation law firm has handled thousands of workers’ comp cases over the years. The attorneys with our firm know how these insurance companies operate. We know the intimidation tactics they use to scare and pressure people, oftentimes when they are most vulnerable. As committed advocates for workers’ rights, we go up against these insurance companies in every such case. You work hard. We will work just as hard to make sure you get the workers’ compensation benefits to which you are entitled.
Get Legal Help from a Workers’ Compensation Lawyer in South Jersey. Our Law Firm Is Here for You
Whether you got hurt on a construction site, or you slipped and fell in your office’s parking lot, you are likely entitled to workers’ compensation benefits. Protect your legal rights by speaking to New Jersey workers’ compensation attorneys who can help.
Our South Jersey legal team has recovered millions of dollars for our clients. If you need to file a workers’ compensation claim, or your workers’ compensation claim has been denied, you need the help and advice of experienced attorneys. Do not wait to speak to a lawyer about your case. We will walk you through the workers’ compensation claim process and help you protect your legal rights. To schedule a free consultation with our firm, please contact us online or call or text us at: (856) 692-6500.